Introduction
Purchasing property in Pune—Hinjewadi, Wakad, Kharadi, Baner, Hadapsar, or Koregaon Park, for example—is a big investment. The sale deed is the last and most important aspect of the purchase transaction. Once the sale deed is signed and registered, the property is owned by you. But remember, before the final signing, you must ensure that the legal, wonderful, and regulatory elements of the transaction are complete. Missing even one item could lead to disputes, delays in possession, or a financial loss. This guide provides you with a step-by-step checklist that can be adapted for use in the Pune residential property market.
1. Verify the Seller’s Identity and Authority
Check PAN, Aadhaar, and Address Proof of the seller.
If it’s a company, verify CIN (Corporate Identification Number) and authorized signatory.
Ensure the seller is the rightful owner or has a registered Power of Attorney.
2. Confirm Title and Ownership
Obtain a Title Search Report from a Pune-based property lawyer.
Verify Property Card and 7/12 extract from the MahaBhulekh portal.
Check for encumbrances or existing loans via an Encumbrance Certificate.
3. RERA Registration Verification (for New Projects)
Visit the MahaRERA website and search by project name or registration number.
Ensure the project is approved and compliant.
Compare promised amenities with the RERA declaration.
4. Check Approved Plans and Permissions
Obtain PMC/PCMC or Gram Panchayat-approved building plans.
Verify Commencement Certificate (CC) and Occupancy Certificate (OC).
Ensure compliance with Floor Space Index (FSI) and zoning regulations.
5. Review the Sale Deed Draft
The sale deed should include:
Full details of buyer, seller, and property location.
Agreed sale price and payment schedule.
Penalties for delayed possession.
Clause on handing over original property documents.
Warranty of clear title from the seller.
6. Payment Verification
Make payments via bank transfer or cheque (avoid cash).
Keep receipts and bank statements as proof.
Ensure TDS (Tax Deducted at Source) is paid if property value is ₹50 lakh or above.
7. Stamp Duty & Registration Charges
Pune stamp duty in 2025: 6% of property value (5% stamp duty + 1% local body tax).
Registration fee: 1% of property value (capped at ₹30,000 for women buyers).
Pay through the GRAS Maharashtra portal and keep challan copies.
8. Verify NOCs (No Objection Certificates)
Society NOC (if buying a resale flat).
Bank NOC (if the seller had a loan).
Municipal NOC for any construction on land.
9. Check Property Taxes & Dues
Verify latest PMC/PCMC property tax payment receipts.
Ensure no electricity, water, or maintenance dues are pending.
10. Presence of Witnesses
Two witnesses must be present for sale deed execution.
Witnesses should carry valid ID proofs.
Final Step – Registration
Visit the Sub-Registrar Office in Pune with all documents.
Both buyer and seller must be present (or have legal representatives with POA).
After registration, collect the registered sale deed and index copy.
Conclusion
A sale deed is enforceable, irreversible, and is a final document of the sale/purchase of property. When you follow this checklist you can lessen the risk of any future legal disputes and ensure a proper ownership transfer. Due diligence is especially important when purchasing property in Pune and areas like Wakad, Kharadi, and Baner that are fast-growing. Protect the value of your investment.
For confirmed and safe listings and properties, Property Aaj is your trusted partner to RERA confirmed projects and legal advice.
FAQs
1. Can I sign a sale deed in Pune without paying the full payment first?
No, the payment has to be completed before you sign the sale deed unless you have an agreement in writing that states otherwise.
2. Is a sale agreement the same as a sale deed?
No. A sale agreement states intent to buy/sell, while a sale deed states a legal transfer of ownership.
3. Who prepares the sale deed in Pune?
Normally a property lawyer or a member of the builders legal team prepares the Sale Deed.
4. Can I do a sale deed registration online in Pune?
You can pay the stamp duty fee online, but you will still need to go to the Sub-Registrar Office to register the sale deed.
5. What happens if I do not register the Sale Deed?
If the sale deed is not registered, it is not a legal document and you are not considered the rightful owner.
6. How long for sale deed registration?
The registration of a sale deed normally requires 1-2 days as long as all the documents are in order.
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