Introduction
Purchasing property in Pune is likely one of the biggest financial decisions you will make in your life. Whether it is a 2BHK in Hinjewadi, a luxury apartment in Koregaon Park, or a plot near Talegaon, it is important that the property documents are authentic legal documents, especially if it is a new development. A number of home buyers are so consumed with the location, amenities, and prices that they forget about the importance of the paperwork and the due diligence. When you are in a city in such demand, such as Pune, that sees property launches every year like Hinjewadi, Baner, and Kharadi with vast developments, the importance of project documentation increases due to the unknown repercussions of frauds, land disputed titles, or lack of approvals. To protect that hard-earned money, you need to know how to do document assurity before you sign an agreement.
This document completion checklist will cover the steps that are useful for verification of property documents in Pune, list some important documents to review, and explain why Property Aaj will be a reliable helping hand to facilitate your safe investment moving forward.
Why Is Document Verification Important in Pune?
Rapid Growth—Pune has major IT hubs such as Hinjewadi, Baner, and Kharadi, where there has been massive growth in real estate with both genuine and fake projects being developed, where buyers need to educate themselves to avoid catastrophes.
Significant Investment Value—Significant capital has been invested in real estate, with property prices in areas of Pune such as Viman Nagar and Kharadi crossing the ₹1 crore.
Essential Property Documents to Verify in Pune
1. Sale Deed (Title Deed)
Shows that the seller has legal title to the property
Confirm that the title is clear and without any issues.
Always do a cross-check with the Sub-Registrar's office, Pune.
2. 7/12 Extract (Satbara Utara)
Location specific to Maharashtra; this gives ownership details, type of land, and encumbrances on it.
This can be obtained online on the Mahabhulekh website (Maharashtra Government site).
3. Encumbrance Certificate
Confirms that the property is not mortgaged or has any financial liabilities on it
Take an Encumbrance Certificate from the Sub-Registrar's office (can be taken after confirming the title) before finalizing it.
4. Property Tax Receipts
Ensure that the seller has cleared all municipal taxes to PMC (Pune Municipal Corporation)/PCMC (Pimpri Chinchwad Municipal Corporation).
Any unpaid taxes may become the liability of the buyer.
5. Building Approval Plan
Can be obtained from PMC/PCMC or the respective local authority
Legal confirmation that construction is done in accordance with approval.
6. Commencement Certificate (CC)
For under-construction properties
Certificate obtained by the builder confirming that he has received permission to start construction as approved by the relevant authority.
7. Occupancy Certificate (OC)
Required for completed projects
A certificate confirming that the building is safe and habitable and follows all rules and regulations set out for it.
8. RERA Registration
Check if the project has been registered with MahaRERA (Maharashtra Real Estate Regulatory Authority).
To ensure protection from fraud and time delays in possession.
9. Sale Agreement / Allotment Letter
For under-construction flats and apartments.
Step-by-Step Process of Document Verification in Pune
Step 1: Gather All Relevant Papers
Ask the seller or builder for all original property documents, such as the title deed, approvals, tax receipts, and so on.
Step 2: Validate Ownership
Look out for inconsistencies in the 7/12 extract and sale deed to ensure that ownership is legal and proper.
Step 3: Check for Encumbrances
You will need to also visit the sub-registrar's office to check that the property is not mortgaged or involved in court litigation.
Step 4: Check for Local Authority Approvals
Ensure that local governing body approvals for construction have been obtained in accordance with permission given by PMC, PCMC, or others.
Step 5: RERA Check
Search for the project on the MahaRERA website to check if it is registered and the builder is credible.
Step 6: Tax and Utility Clearance
Confirm that there are no dues pending for property tax and associated bills, such as water and electricity charges.
Step 7: Engage a Legal Expert
Enlist a property lawyer in Pune to cross-check all documents before you sign the sale agreement. Common signs of red flags to look out for
The property is not registered under MahaRERA.
The builder is delaying the occupancy certificate.
The title deed shows that the property is jointly owned, and further consent is not clear.
Under-construction property has no commencement certificate.
Property sold through an arbitrary power of attorney.
How Property Aaj Can Help Pune Buyers
Document verification can be a daunting task, especially for first-time buyers. Property Aaj therefore makes the entire process easier by
Providing step-by-step guides on Pune property verification.
Offering insights into locality-specific risks (Hinjewadi, Baner, Kothrud, etc.).
Connecting you with legal and financial experts.
Helping buyers avoid common frauds by highlighting red flags.
With Property Aaj, you don’t just buy a home—you buy with confidence and security.
Conclusion
In purchasing a property in Pune, it is not simply a case of identifying the correct home; you also need to verify the documents to protect your investment.There are several steps to the verification of documents process, and each step matters—the title deed, 7/12 extract, RERA compliance, and tax clearance, just to name a few.
The consequence of ignoring verification could potentially result in expensive legal actions and loss of the property if you do not do the necessary verification. However, with the proper guidance and platforms such as Property Aaj, you can buy property in Pune that is safe, transparent, and even worry-free.
FAQs
1. What is the 7/12 extract in Pune property verification?
A land record document in Maharashtra showing ownership, type of land, and encumbrances.
2. Can I buy a property in Pune without an occupancy certificate?
No, you should not buy a property without an occupancy certificate, as it potentially indicates that the building is illegal.
3. How can I check if a project is registered with RERA in Pune?
Go to the MahaRERA website and search by project name or builder name.
4. Do banks verify documents before sanctioning the loan value?
Yes, banks will carry out their due diligence, but purchasers should check papers independently.
5. If a seller fails to pay property tax, what will happen to the new buyer?
The new buyer could be responsible for clearing fees for outstanding property tax.
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